Trailer Insurance

Thum Insurance Agency is one of the nation’s largest specialists of personal and commercial lines of insurance products.

Our insurance products cover recreational vehicles of all styles both personal use and commercial. We cover dwellings, including manufactured homes, which are owner-occupied, rentals, vacant or seasonal homes. Our exclusive trailer product is unlike anything else available in the marketplace. Our commercial lines will cover your physical property, vehicles, liability and more.

Product Features:
  • Comprehensive and collision coverage for trailer and all permanently installed equipment
  • Diminishing Deductible means that for each claim-free year your deductible reduces by 25%
  • Total Loss Coverage is included for the trailer’s original buyer for five calendar years from their original purchase date
  • Depreciation Buy Back coverage features no depreciation on partial losses
  • Business use, or merely titled in a business name
  • Actual Cash Value coverage is provided for all trailer owners where Total Loss is not available
  • Emergency Expense coverage is included for stock or horse trailer owners up to $750 when they have a covered trailer loss. Coverage is applicable when you are more than 50 miles from home
  • Towing coverage provides for reimbursement of expenses. This coverage applies to your trailer and your towing vehicle while it is attached to your trailer
  • Multiple units per policy (up to four units)
  • Multiple drivers per policy

Get your trailer insured today!